MSME Loan
MSME (Micro, Small and Medium Enterprises) loans are tailored for businesses engaged in manufacturing, trading, or service sectors, seeking financial support to grow and expand their operations. At Kiyansh, we are committed to supporting entrepreneurs and enterprises by providing accessible and adequate funding for:
- Business expansion
- Purchase of machinery and equipment
- Working capital and other operational needs
- Inventory management
- Technology upgrade
- Supply chain optimisation
- Infrastructure development
- Debt Consolidation
What Qualifies as a MSME?
As per the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006, the classification of MSMEs is based on investment and annual turnover:
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A Micro Enterprise, where the investment in plant and machinery or equipment does not exceed Two Crore and Fifty Thousand Rupees and turnover does not exceed Ten crore rupees;
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A Small Enterprise, where the investment in plant and machinery or equipment does not exceed Twenty Five Crore Rupees and turnover does not exceed One Hundred Crore Rupees; and
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A Medium Enterprise, where the investment in plant and machinery or equipment does not exceed Two Hundred and Fifty Crore Rupees and turnover does not exceed Five Hundred Crore Rupees.
At Kiyansh, we understand the unique needs of MSMEs and offer customized financial solutions to help your business thrive.