Secured Lending

Secured Lending are the loans which are provided against collateral such as property, gold, vehicles or other valuable assets. By pledging an asset, borrowers not only benefit from quicker approvals and flexible repayment options but also retain the ownership of their asset throughout the loan tenure.

With secured lending, borrowers can access funding of up to 50%–80% of the property’s current market value. This makes secured lending a practical and efficient way to meet major financial goals such as expanding a business, covering medical expenses or financing higher education—all while retaining ownership of the property.

As a collateral-backed loan, secured lending generally offers lower interest rates than unsecured personal loans, making it a cost-effective borrowing option with reduced repayment pressure.

Secured loans come with the freedom to use the funds as needed, without any end-use restrictions. Whether it’s for growing your business, consolidating debts or handling personal expenses like weddings, education, or medical exigencies, the loan can be tailored to meet your unique financial goals.

Leverage the value of your property without giving it up—continue to enjoy full ownership and usage while unlocking liquidity by using it as collateral.

• Residential Property

• Commercial Property

• Industrial Property

• Gold

• Vehicles

To apply for secured lending, you will need:

• Identity Proof – Aadhaar, PAN, Passport, etc.
• Address Proof – Utility bills, Rental Agreement, etc.
• Income Proof – Salary slips, IT returns, GST returns and Business Financials.
• Property Documents – Title Deed, Sale Agreement and Valuation Report.